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landlocked

“Landlocked” Lot Has Right of Access

By Christopher Combs | September 15, 2019

Question: My parents bought a 5-acre lot near Prescott almost 40 years ago back in the “land fraud” days of the infamous Ned Warren. They have paid property taxes for years. Both parents died in the last year, and my sister and I have just inherited this 5-acre lot. We talked to a real estate broker in Prescott who said that the 5-acre lot might have some value, but the 5-acre lot is “landlocked” because the neighbors don’t want a home on that 5-acre lot that would obstruct their views. Therefore, he didn’t want the listing to sell the 5-acre lot. What do we do now? What does “landlocked” mean? How do we “unlock” this lot? Answer: In the 1970s before any subdivision regulation in Arizona, the “land fraud king” Ned Warren sold thousands of Arizona lots throughout the United States and Europe. Ned Warren had major advertising in Reader’s…

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Foreclosure For Sale

Partial Payment Doesn’t Cancel Foreclosure

By Christopher Combs | September 8, 2019

Question: After our parents passed away two years ago, my sister and I became the owners of their home in Sunnyslope worth $280,000. My sister wanted to live in the home, so I deeded the home to her in exchange for her giving me a five-year $140,000 mortgage on the home. In addition to the monthly mortgage payments, my sister was to pay the property taxes and the homeowner’s insurance. My sister has never made one mortgage payment to me, and I have been paying the property taxes and the homeowner’s insurance. I finally hired an attorney to do a foreclosure, and the foreclosure sale is scheduled in three months. My sister doesn’t want to lose the home to foreclosure, and she says that her boyfriend can qualify for a new loan. In addition, while he is qualifying for a new loan, her boyfriend will pay me $10,000 cash now…

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